Add a fake sale below and see it settle in real time β the way it would over FedNow real-time gross settlement, instead of sitting in a 1β3 day ACH batch. This is a simulation of GOLD's merchant experience, not a live payment processor.
Stripe's card rails settle on a 2-day rolling schedule, and Stripe's ACH product rides the ACH network's batch windows β typically 1β3 business days to fully clear. FedNow is real-time gross settlement: each payment clears and finalizes individually, 24 hours a day, 365 days a year, usually in under a second. GOLD's simulated feed models that gap directly β instant status in this demo vs. the multi-day status a real ACH transfer would show. Turning this into a live product requires partnering with a sponsor bank or BaaS provider with direct FedNow access (e.g. a chartered bank, or a provider like Column or Increase), plus money-transmission licensing β that real infrastructure is the next build, not this page.